EXIM Financing Tools & Products Tools & Products

EXIM empowers U.S. companies of all sizes to win sales that otherwise would go to their foreign competitors. As the official export-credit agency of the United States, EXIM provides financial support to ensure a level playing field for your local businesses competing in the intense global marketplace. No deal is too small or too large.

EXIM Export Credit Insurance

EXIM export credit insurance provides payment coverage for both commercial and political risks. Local businesses can count on EXIM to protect their export sales to a single buyer or multiple buyers.

How it Works: EXIM Bank Export Credit Insurance

EXIM insurance offers significant benefits.

Nonpayment Risk Protection

EXIM export credit insurance provides payment coverage for both commercial and political risks. Local businesses can count on EXIM to protect their export sales to a single buyer or multiple buyers.

Extend Credit to Buyers

EXIM's insurance also empowers exporters to offer competitive “open account” terms instead of requiring their customers to pay cash-in-advance, use credit cards, or secure letters of credit.

Provides Access to Working Capital

Exporters can enhance the quality of their balance sheet by transforming foreign accounts receivable into receivables insure d by the U.S. government. With this insurance in place, lenders are more likely to advance an exporter a loan against these receivables.

EXIM Working Capital Loan Guarantee

EXIM works with a customer's private bank to help secure vital funds your local businesses need to fulfill their new sales orders. These funds can be used to purchase materials and equipment as well as cover labor and overhead costs. This credit line may even cover standby letters of credit used as performance or bid bonds. EXIM does not replace private banks, but backs their loan and increases your local businesses borrowing power.

How it Works: EXIM Bank Working Capital Loan Guarantee

EXIM Financing for Foreign Buyers of U.S. Goods and Services

EXIM supports U.S. Exporters in securing competitive financing for their creditworthy international buyers. It can guarantee or insure commercial loans, providing long-term financing for U.S. export sales. EXIM also can provide support through a direct, fixed-rate loan to credit worthy international buyers. The buyers can be sovereign or sub-sovereign governments, public or private-sector entities, and EXIM loans and loan guarantees can be up to 18 years.

Exporter Spotlight Video: Acrow Bridge,  
Parsippany, New Jersey